"Store credit, gift cards, rewards tiers and refer and earn." Settings › Rewards and Credit holds the rules of your store's money-like features. Store credit is on for every store; gift cards, rewards tiers and refer and earn start off.

The Settings
Store Credit
Credit shoppers spend at checkout.
| Setting | What It Does | Default |
|---|---|---|
| Store Credit | Shoppers can hold a balance with this store (from refunds or goodwill) and see it in their account. | On |
| Spend Credit at Checkout | A signed-in shopper can pay part or all of an order with their store credit. | On |
| Refund to Store Credit | The refund screen offers to give the money back as store credit, with no bank details needed. | On |
| Most of an Order Credit Can Pay | The largest share of one order that store credit may pay. 100% means credit can pay for all of it. (1% to 100%) | 100% |
| Most One Staff Credit Can Be | The largest amount a staff member can give or take back in one go. (₹1 to ₹1,00,000) | ₹10,000 |
| Most Credit in One File | A file of credits that adds up to more than this is refused. Each row is also held to the limit for one credit. | ₹5,00,000 |
Gift Cards
Gift cards shoppers buy and redeem.
| Setting | What It Does | Default |
|---|---|---|
| Gift Cards | Sell gift cards in the store. Whoever holds the code can spend the balance at checkout. | Off |
| Amounts to Choose From | The rupee amounts shoppers pick for a gift card, separated by commas, for example 500,1000,2000. | 500,1000,2000,5000 |
| Let Shoppers Type Their Own Amount | Shoppers can type an amount between the smallest and the largest below. | On |
| Smallest Gift Card | The smallest amount a gift card can be sold for. (₹100 to ₹1,00,000) | ₹100 |
| Largest Gift Card | The largest amount a gift card can be sold for. (₹100 to ₹1,00,000) | ₹25,000 |
| Months Until a Gift Card Expires | Counted from the day it is issued. 0 means it never expires. It cannot be shorter than the minimum Mercayo sets. (0 to 120) | 12 |
| Months an Extension Adds | How much longer a gift card lasts when its date is extended. At least 12 months. (12 to 36) | 12 |
| Shoppers Can Ask for More Time | A card that is about to expire, or has expired, shows a link to ask the store for an extension. | On |
| Approve Extension Requests at Once | On: a shopper's request extends the card straight away. Off: you approve or decline each request. | Off |
| Days Before Expiry to Ask | Shoppers can ask for an extension this many days before a card expires. (7 to 90) | 30 |
| Days After Expiry to Ask | Shoppers can still ask this many days after a card expired. 0: only before it expires. (0 to 730) | 365 |
| Remind Before a Card Expires | The person who holds a gift card with money left gets an email before it expires, when we have their email. | On |
| Days Before Expiry to Remind | The reminder goes this many days before the card's expiry date. (7 to 60) | 30 |
Rewards Tiers
Cashback that grows with what shoppers spend.
| Setting | What It Does | Default |
|---|---|---|
| Rewards Tiers | Shoppers move up tiers as they spend, and earn store credit back on delivered orders. | Off |
| Days of Spending That Count | A tier is earned from what a shopper spent in this many days. 0 counts all time. (0 to 3650) | 365 |
| Most Cashback on One Order | Leave empty for no limit. (₹0.01 to …) | Empty (none) |
Refer and Earn
Shoppers invite friends and both earn credit.
| Setting | What It Does | Default |
|---|---|---|
| Refer and Earn | Shoppers get a code to share. When a friend's first order is delivered, both get store credit. | Off |
| Credit for the Shopper Who Refers | Paid as store credit when the friend's first order has been delivered. (₹1 to ₹10,00,000) | ₹100 |
| Credit for the Friend | Paid as store credit at the same time. Use 0 to give the friend nothing. (₹0 to ₹10,00,000) | ₹100 |
| Smallest First Order That Counts | A first order below this, or refunded to below it, earns no reward. (₹0 to ₹10,00,000) | ₹499 |
| Days to Wait After Delivery | The reward is paid this many days after the order arrives, so a return can still cancel it. 0 pays on delivery. (0 to 60) | 7 |
| Days a Friend Has to Place Their First Order | After this, the invitation lapses. (1 to 365) | 30 |
| Most Rewards One Shopper Can Earn in 30 Days | Further referrals in that time earn nothing. (1 to 1000) | 10 |
| Most Rewards One Shopper Can Earn in a Year | Further referrals in that time earn nothing. (1 to 5000) | 50 |
| First-order Discount for the Friend | The friend gets a discount on their first order, applied at checkout. Off: the friend gets store credit only. | Off |
| Discount As | A percentage of the order, or a fixed amount off. Choices: Percent, Amount. | Percent |
| Percentage Off | Used when the discount is a percentage. (1% to 50%) | 10% |
| Amount Off | Used when the discount is a fixed amount. (₹1 to ₹1,00,000) | ₹100 |
| Smallest Order for the Discount | The friend's first order must be at least this before the discount, for the discount to apply. (₹0 to ₹10,00,000) | ₹499 |
| Credit as Well as the Discount | Off: a friend who used the discount gets no store credit. On: they get both. The shopper who referred them is paid either way. | Off |
Affiliates
| Setting | What It Does | Default |
|---|---|---|
| Affiliates | People outside your store share a link or a code. You pay them a commission on the orders they bring. | Off |
| Commission | Paid on the goods' value before GST, after offers, without delivery. An affiliate can have their own rate. | 10% |
| Days a Link Counts | An order placed this many days after the shopper opened an affiliate's link still counts for them. (1 to 90) | 30 |
| Days to Wait After Delivery | A commission is approved this many days after the order arrives, so a return can still cancel it. (0 to 90) | 14 |
| Smallest Payout | Affiliates who are owed at least this much show as due on the payout report. | ₹500 |
Adding affiliates and recording payouts are explained in Affiliates.
Store Credit
Credit is the base of the other three: refunds as credit, cashback from rewards tiers, and referral rewards are all paid as store credit. If you turn Store Credit off, those cannot be paid. See Store Credit.
Gift Cards
With Gift Cards on, shoppers buy cards in your store at the Amounts to Choose From (₹500, ₹1,000, ₹2,000, ₹5,000 by default), or type their own between the smallest and largest. A card expires after Months Until a Gift Card Expires (12 by default; 0 means never, within the minimum Mercayo sets). Shoppers can ask for more time on a card about to expire, or that expired, between Days Before Expiry to Ask and Days After Expiry to Ask; you approve each request unless Approve Extension Requests at Once is on. See Gift Cards.
Rewards Tiers and Refer and Earn
Set up tiers on Rewards and see invitations on Referrals; the rules live here. Example referral: ₹100 for each side, on a first order of ₹499 or more, paid 7 days after delivery, at most 10 rewards a month per shopper.
How This Page Works
Settings pages share one way of working (see Settings Home):
- Each card groups the settings of one feature, with a line saying what it is for. Its main switch turns the whole feature on or off.
- Change what you need; a save bar appears with SAVE. "Settings saved." Nothing changes on your store until you save.
- USE DEFAULT puts a setting you changed back to Mercayo's default.
- A setting Set by Mercayo for your store shows Locked (with Mercayo's reason when given) and cannot be changed here; "Mercayo allows … for your store." shows a range Mercayo has set.
- If a teammate saved the page after you opened it: "Someone else saved these settings after you opened the page, so yours were not saved. Reload to see theirs."
- Anyone who can see settings can look ("You can see these settings. Changing them needs the settings right."); saving needs the right to change settings.
Questions
Can a gift card never expire?
Set Months Until a Gift Card Expires to 0, if Mercayo's minimum for your store allows it.
Can the friend get a discount instead of credit?
Yes: turn on First-order Discount for the Friend. With Credit as Well as the Discount off (the default), a friend who used the discount gets no store credit.